How AI Is Transforming Credit Risk and Compliance: From Reactive to Proactive Lending Decisions
AI Credit risk and compliance are shifting from reactive to proactive as AI transforms how lenders make decisions.
How Alternative Data is Reshaping Modern Lending
Your database holds thousands of declined applicants. Many deserved a “yes.” The problem was never their financial behavior. The problem was your data sources. Traditional credit scores miss the full picture. A 2024 Nova Credit survey found that 90% of lenders believe access to alternative data would help them approve more worthy borrowers. That same […]