Smarter Credit Decisions Start With Better Data
The alternative data financial service providers rely on is no longer a differentiator. It is the baseline. Sponsor banks, BNPL platforms, and financial service providers operate in some of the most complex risk environments in lending. You are making credit decisions fast, at scale, often for borrowers with thin files or non-traditional credit histories.
The problem is not your decisioning model. The problem is the data going into it. Credit report errors are widespread. They suppress scores for borrowers who would otherwise qualify. And they create downstream compliance exposure when those decisions are challenged.
Revelar gives financial service providers the credit intelligence layer they have been missing. Alternative data financial service providers use today is changing how risk models get built, and Revelar puts that capability directly inside your own secure environment by scanning existing applicant and member data for hidden errors and suppressed credit signals, making your risk models more accurate and your lending more defensible.
Why Alternative Data Financial Service Providers Choose Revelar
- Improve risk assessment accuracy: Decisions based on error-free data are better decisions. Revelar finds the errors before they find you.
- Expand credit access without expanding risk: Borrowers suppressed by inaccurate data are not high-risk borrowers. Revelar tells you the difference.
- Strengthen FCRA compliance posture: When credit decisions are grounded in accurate, verified data, your dispute exposure drops.
- Support BNPL and short-cycle lending models: Revelar scans millions of files in minutes, which fits the speed requirements of modern embedded lending.
- Deploy inside your own environment: Zero data movement, bank-grade security, and no external API calls means you stay in control of your data at all times.
Alternative Data Financial Service Providers Are Already Winning With Revelar
Best Egg, a leading fintech platform, faced a challenge most financial service providers know well. Engagement was flat. Acquisition costs were high. Previously denied applicants represented a cost, not an opportunity.
Revelar changed that framing. By scanning 20 million historical credit reports in under three minutes, Revelar found 3.4 million consumers with material credit errors. That discovery unlocked a nine-figure net-new lending opportunity from an existing database.
Within six months of deploying Revelar, Best Egg saw a 40% increase in cross-sell opportunities, 10% reactivation of dormant users, and a 160% lift in platform engagement. The Revelar deployment contributed to the company’s strategic growth story, culminating in its $800 million acquisition by Barclays in 2025.
For financial service providers, this is not a case study about a single product feature. It is proof that credit intelligence at scale creates real business value in revenue, in compliance, and in competitive positioning.
Built for Financial Services Compliance From Day One
Revelar is trained on more than 30 million credit bureau dispute outcomes across Equifax, Experian, and TransUnion. It is FCRA-aligned, cloud-agnostic, and deploys inside your secure environment with no data movement and no LLM dependencies.
It works alongside your current decisioning stack. No rip-and-replace. No long implementation timelines. Most organizations are live within weeks.
The borrowers you need are already in your database. Revelar shows you who they are.
Core Solutions
Ready to See What's Hidden in Your Data?
Book a discovery call and see how Revelar uncovers the lending opportunities already inside your existing credit files.
